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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in processand easily submit needed documentation to us to help ensure a faster transaction for you.This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Team VITEK Blog

Posts Tagged ‘home loans’


Purchase and Refinance Home Loans with No Appraisal Required!

Thursday, November 16th, 2017

No Appraisal Required - Purchase or Refinance

Borrowers may now be able to purchase or refinance a home using conventional financing with no appraisal required. This can potentially save you money and time on your next home loan!

  • One-unit properties – Single-family homes and condos
  • Loan must receive approval from Fannie Mae or Freddie Mac’s automated underwriting system to be considered for the appraisal waiver1
  • Purchase – Primary residence and second homes with a down payment of 20% or more2
  • Limited Cash-out Refinance – Up to 90% loan-to-value with Fannie Mae and 80% loan-to-value with Freddie Mac2

1Restrictions apply. Appraisal waivers are offered at the discretion of Fannie Mae and Freddie Mac and not all loans may qualify. To be considered for the appraisal waiver, a prior appraisal must already exist in their database for the same property and borrower. 2If an appraisal waiver has been offered to the borrower, the borrower may still choose to obtain an appraisal. If the borrower has chosen to obtain an appraisal, once it has been ordered, the appraisal must be used on the loan and the borrower cannot revert back to accepting the appraisal waiver.


VITEK Opens New Redding, CA Branch Location

Tuesday, September 19th, 2017

Equifax® Data Breach

VITEK Mortgage Group is excited to announce our new branch location in Redding, CA. VITEK is no stranger to Redding with a previous successful branch from 2003 – 2011. Mark Gazzigli, VITEK’s former Redding Branch Manager, has returned home to VITEK as Regional Manager to help support the growth of VITEK in the region, along with the needs of our borrowers.

Mark’s decision to return to VITEK was, “driven by the company’s core values, competitive pricing, and unwavering commitment to their borrowers and business partners. I am extremely excited about the opportunity to realign with a company that not only shares my vision of an excellent loan experience for the borrower, but has proven again and again they have the resources, knowledge, and platform to close loans on time.”

VITEK President, Harry Duncan, says, “We’re excited for this time of growth and once again to be established in Redding. Our new location will provide us additional resources and opportunities to grow and better serve the home-financing needs of our clients.”


We’re Home!

Friday, April 21st, 2017

We’re excited to announce that we are officially settling into our new Home Office in Rancho Cordova, CA. Our new location has been fully remodeled to fit our needs and to provide our team a modern, fun work environment.

California has played an important role in our 30-year history has a company. It only seemed fitting to us to name important rooms in our new office after icons of California! Below are a few pictures from our new location along with names of our new Home Office rooms.

Welcome Center

Reception Desk

Capital Conference Room

Capital Conference Room

California Conference Center

California Conference Center

Prospect Park

Hall
Hall

Redwood Café

Redwood Café


10 Home Loan Dos and Don’ts When Obtaining a Mortgage

Monday, March 20th, 2017

10 Dos And Don'ts When Obtaining A Home Loan

These Top 10 Dos and Don’ts can greatly impact your ability to qualify for a home loan or close on time. It is critical you follow these ten things to help ensure your home loan process goes smoothly.

  1. Don’t apply for new credit or make major credit purchases
  2. Don’t close or max out credit cards AND stay current on payments
  3. Don’t change jobs
  4. Don’t switch banks, move your money around, or deposit large amounts of cash or non-payroll checks into your bank account
  5. Don’t leave town for an extended period during escrow
  6. Do keep a paper trail for charge offs and/or collection payoffs
  7. Do keep a paper trail for all non-payroll deposits into your bank accounts
  8. Do wire gift funds directly to the escrow company
  9. Do advise your Mortgage Loan Originator of any debts not reporting on your credit report
  10. Do call your VITEK Mortgage Loan Originator if you have questions!

Switching To New Loan-servicing Provider

Friday, June 24th, 2016

Loan-servicing Provider

At VITEK Mortgage Group we are continually looking for ways to improve our systems to make your customer experience great. As of July 1st we are switching to a new loan-servicing provider that will be collecting your mortgage payments and managing your mortgage on VITEK’s behalf. This change will provide us better tools to service the loans of our borrowers.

If you currently make your mortgage payments directly to VITEK Mortgage Group this change will affect you. In July, your loan will be switching to our new platform and provider. You will be receiving two letters going over this change and what you need to know. Please make sure to read each of them. Note that your loan will remain with VITEK and you will continue to make your payments to us. The key change will be where you mail your payments. Your automatic payments and internet logins will need to be re-setup. If you haven’t already, you will be receiving a letter in the mail with information on creating a new online account and setting up auto bill pay, should you choose to do so.

A few benefits of our new service provider:

  • Extended customer service hours:
    • Monday – Friday 5:30 am – 8:00 pm Pacific Time
    • Saturday 5:30 am – 5:00 pm Pacific Time

  • Loan statements will now include your Mortgage Loan Originator’s information
  • For Supplemental Property Tax Bills, if sufficient funds are in your impound account, we can now pay directly your supplemental property taxes to the taxing authority. Just contact our new customer service department for each payment when due.

We are really excited about this new change and continuing to provide our borrowers the excellent loan experience they have come to expect from us.

Should you have any questions about this new change, please feel free to reach out to our customer service center Monday – Friday 5:30 am – 8:00 pm or Saturday 5:30 am – 5:00 pm at (855) 646-6843.