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VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

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Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in processand easily submit needed documentation to us to help ensure a faster transaction for you.This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Team VITEK Blog

Posts Tagged ‘redding’


VITEK Opens New Redding, CA Branch Location

Tuesday, September 19th, 2017

Equifax® Data Breach

VITEK Mortgage Group is excited to announce our new branch location in Redding, CA. VITEK is no stranger to Redding with a previous successful branch from 2003 – 2011. Mark Gazzigli, VITEK’s former Redding Branch Manager, has returned home to VITEK as Regional Manager to help support the growth of VITEK in the region, along with the needs of our borrowers.

Mark’s decision to return to VITEK was, “driven by the company’s core values, competitive pricing, and unwavering commitment to their borrowers and business partners. I am extremely excited about the opportunity to realign with a company that not only shares my vision of an excellent loan experience for the borrower, but has proven again and again they have the resources, knowledge, and platform to close loans on time.”

VITEK President, Harry Duncan, says, “We’re excited for this time of growth and once again to be established in Redding. Our new location will provide us additional resources and opportunities to grow and better serve the home-financing needs of our clients.”


Weekly Mortgage Market Watch

Friday, March 18th, 2011

What a week- with all that’s going on in the world, wow!! Then there’s the big full moon that goes off tomorrow night. I think it’s going to be the closest to earth that it’s been in the last 18 years, what will happen next?

World events overshadowed domestic news in driving mortgage rates this week. The disaster in Japan and the violence in the Middle East helped push mortgage rates a little lower. Stronger than expected US economic data had just a small impact.

The current environment is rare, in that unrelated events in different parts of the world are exerting such a strong influence on US mortgage rates. While global economic growth rates are always a significant factor, they generally shift at a gradual pace. What makes the disaster in Japan so unusual, is it produced a very abrupt decline in the economic outlook for Japan. Slower economic growth in Japan will likely contribute to slower US growth, which is favorable for mortgage rates. Uncertainty in the Middle East is also favorable for mortgage rates, as it leads to higher oil prices which slows economic growth. Changing conditions in the Middle East pushed rates in both directions throughout the week as violence increased in Bahrain, but may now be diminishing in Libya.

A week with a packed economic calendar and a Fed meeting was pushed to the background by the news from other countries. This week’s generally stronger than expected economic data might otherwise have caused mortgage rates to move higher. Rising food and energy prices produced higher than expected inflation readings in February. Core CPI inflation, which excludes food and energy, rose just 1.1% from one year ago, but it has been moving higher in recent months. The Fed statement contained no surprises and produced little reaction.

Have a great weekend and if you or anyone you know is looking to purchase or refinance a home, please keep me in mind!!

Photo of Lon Alward

Lon Alward
(530) 223-1032
lalward@teamvitek.com
Licensed – NMLS # 284494



Up to 3% ‘FREE Downpayment Assistance Money’!

Friday, December 3rd, 2010

VITEK is now pleased to offer the California Housing Finance (CHF) – Platinum Program as an ‘in-house’ program! The CHF Platinum Program will help increase homeownership opportunities for low-to-moderate income individuals and families in California. Here is some basic information on the benefits of the program:

Downpayment Assistance Grant from CHF:

  • May not exceed 3% of the 1st mortgage loan amount
  • The grant does not require any repayment
  • Proceeds may be used for downpayment, closing costs and pre-paids
  • There must be no cash back to the borrower from the Grant Fund proceeds
  • No second lien – does not need to be calculated into the CLTV
  • No monthly payment – does not need to be calculated in the DTI
  • VITEK will fund Grant at the time of loan closing

Mortgage Loan Types and Terms:

  • FHA & VA – insured loans
  • Ineligible for use with the Streamline 203(k) program

Maximum FIRST loan amount:

  • The lesser of $417,000 (not including MIP) or maximum loan amounts permitted by HUD

For more information on the California Housing Finance – Platinum Program or to discuss other loan programs that might work best for you, contact us today!

Photo of Philip Duncan
Philip Duncan

Executive Vice President