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3 Parkcenter Drive
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Sacramento, Ca 95825
Toll Free: (800) 570-5300

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Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in processand easily submit needed documentation to us to help ensure a faster transaction for you.This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Team VITEK Blog

Posts Tagged ‘sacramento mortgage lender’


VITEK Ranked #6 Mortgage Banker in Sacramento Region

Thursday, April 13th, 2017

We’re excited to announce the Sacramento Business Journal recently ranked VITEK Mortgage Group a top-ten mortgage banker in the greater Sacramento region! VITEK was ranked #6 in dollar volume for residential purchase home loans.* We look forward to continuing to grow and help home buyers in the communities we serve!

We're Moving!

*Ranked by 2015 dollar volume of purchase home loans. Published by the Sacramento Business Journal on 3-10-17.


Announcing New Sacramento Branch Sales Manager

Wednesday, February 25th, 2015

Evelyne Jamet Photo

VITEK Mortgage Group is pleased to announce Evelyne Jamet as the new Sacramento Branch Sales Manager.

Ms. Jamet joined VITEK Mortgage Group 21 years ago as a Mortgage Loan Originator and has consistently been one of VITEK’s top producing originators. In her new role, Ms. Jamet will focus on growth of the Sacramento Branch through recruiting, training, and coaching, while continuing to originate loans for her clients.

VITEK Mortgage Group’s president, Harry Duncan, believes Ms. Jamet’s passion for her customers’ experience and loyalty from her real estate agents, are true signs of her positive and consistent impact on others. Her knowledge of sales and marketing, along with her proven relationship building skills, will create results in both company brand and production.


Platinum Grant – Now Use With Conventional 97%

Tuesday, January 27th, 2015

Platinum - Now Use with Conventional 97%

With the rollout of the new Conventional 97% home loan program, first-time homebuyers now have a great home financing alternative to FHA. Up until recently, though, borrowers had to use FHA financing if they wanted to utilize the Platinum Grant down payment assistance program. Thankfully, that changed this week!

The Platinum Grant down payment assistance program is now available on conventional (Fannie Mae) 1st loans. This is great news for borrowers that prefer to purchase a home using conventional financing rather than FHA financing. Below are a few benefits and things to know about the Platinum Grant program.

Platinum Grant Program with Conventional 97%*:

  • Grant for up to 3% of conventional first mortgage loan amount (Up to 5% of first loan amount is available when used with an FHA or VA home loan)
  • Does not require any repayment
  • Proceeds may be used for down payment and/or closing costs
  • Eligible properties include: single family residences, agency approved condominiums, and planned unit developments (PUDS)
  • Income restrictions apply

*This is not a commitment to lend. Not all borrowers will qualify.

To learn more about Platinum and how it can help
make homeownership possible, contact your VITEK
Mortgage Loan Originator or contact us today!
(800) 570-5300


HUD Eliminates Post-payment Interest Charges on FHA Home Loans

Tuesday, January 20th, 2015

VITEK News Flash

There have been several important revisions to FHA home loans the past two weeks. Besides lowering the monthly mortgage insurance premium by 0.50%, HUD just announced another change that will positively impact borrowers of FHA home loans.

For all FHA insured mortgages with a Note date on or after January 21, 2015, borrowers will no longer be required to pay interest charges for the entire month in which the FHA home loan will be paid off. Borrowers will only be required to pay interest charges through the date of the mortgage being paid in full.

This is good news and will save potentially hundreds of dollars for borrowers looking to refinance or sell a home that was financed with an FHA home loan.


If you have any questions on how this new change may impact you, talk with your VITEK Mortgage Loan Originator or contact us today.
(800) 570-5300


FHA Streamline Refinance – Reduce Your Monthly Payment

Wednesday, January 14th, 2015

FHA Streamline Refinance

Lower your monthly payment now with an FHA Streamline Refinance1

The government’s recent legislation lowering FHA annual mortgage insurance cost by 0.50%, makes now a great time to consider refinancing!

An FHA Streamline refinance is an easy and affordable option to refinance your current FHA loan.1 With an FHA Streamline Refinance you could save significant money each month by lowering your interest rate and monthly mortgage insurance cost2.

As a valued VITEK customer we can make it easy for you:

  • Fast Loan Process
  • No appraisal – save time and money!
  • In addition to a lower monthly mortgage insurance cost2, take advantage of today’s low interest rates – the lowest they have been in almost 2 years3!

If you are currently obtaining a new FHA loan (purchase or refinance) you are eligible to cancel your current loan to take advantage of the upcoming lower annual mortgage insurance cost.2 Call us for details.


Contact your VITEK Mortgage Loan Originator today
to see if an FHA Streamline refinance is right for you!
(800) 570-5300

1Restrictions apply. This is not a commitment to lend. Not all borrowers will qualify.
2Reduced annual FHA mortgage insurance premium available on new FHA loan case number on or after January 26, 2015. If the current FHA loan was endorsed on or before May 31,2009 the loan is not eligible for the reduced mortgage insurance premium because the current premium would be less than the new reduced rate.
3Interest rate historical information from Freddie Mac and is assumed accurate as of 1-7-14 and can be found at www.freddiemac.com/pmms/pmms30.htm.