Match Your Goals and Needs
From the first-time homebuyer to the sophisticated investor, chances are we have a loan program to match your needs. In addition, a VITEK loan comes with our 'Peace of Mind Guarantee'.
While the mortgage industry continues to consolidate, VITEK is still able to offer you the widest possible selection of loan programs including:
- Bridge Loans
- CalPERM / State Employees
- CalPLUS with Zip
- Conventional 97%
- Energy Efficient Mortgage (EEM)
- HARP Refinance
- Hobby Farm
- Lender Paid Mortgage Insurance
- Manufactured Home Loans
- Mortgage Credit Certificate (MCC)
- Rehab / Home Improvement Loans
- Reverse Mortgage
- USDA Rural Loan
- VA / Veteran
- And much more...
Although our most popular programs are the traditional FHA, VA, conventional, and jumbo (high balance) loans, there are many others that may also apply to you. These include specialized loan programs based on your type of employment (state workers or armed forces), seniors age 62 or older, and many other specific factors. Plus, you may qualify for additional benefits such as down payment assistance (DAP’s) that may be currently available.
For additional information on these and other options, talk with your mortgage loan originator or contact us today.