Contact VITEK

Contact us for any questions you might have! We are here for you!

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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Bridge Loans

Bridge Home Loans

Thinking of selling your existing home to purchase a new one? A bridge home loan is a great loan product to consider when making the transition from your current residence into a new one.

Bridge financing is available to eligible homeowners to extract down payment monies from their current residence before it is sold to purchase a new home.* It is collateralized by the borrower's present primary residence, which must be listed for sale.

Below is important information and requirements on VITEK's Bridge Loans:

  • Available when purchasing a home that VITEK will be holding the end loan
  • Interest only 6 month fixed rate loan
  • Balloon with a 6 month term
  • Interest only payments due monthly
  • Primary residence will be vacated to purchase new home
  • Loan amounts between $40,000 and $200,000
  • 75% maximum combined loan-to-value (CLTV)
  • Minimum 720 FICO credit score of all borrowers
  • First & second lien position only
  • Loan qualification based on new first loan
  • Borrowers must be able to qualify with the payment on the new home, the current home, the bridge loan and other financial obligations
*Restrictions apply. Contact us for details. Program guideline information may change without notice. Please contact us for the latest program guidelines.