Contact VITEK

Contact us for any questions you might have! We are here for you!

* Required Field

Questions/Comments/Feedback?

I would like to:

Speak with a mortgage loan originator

Schedule a consultation


Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

CalPERM

CalPERS Members

Utilize Your California State Retirement Membership to Purchase or Refinance the Home of Your Dreams


Are you a CalPERS, CalLRS, or CalJRS member looking to purchase or refinance a home? Although CalPERS may have discontinued their Home Loan Program on December 31, 2010, CalPERS members can still utilize their membership benefit to purchase or refinance a home through VITEK’s exclusive California Public Employees’ Retirement Mortgage (CalPERM) home loan program.

CalPERM Eligible Borrowers:

Must be an active, inactive, retired, or annuitant members of the California Public Employees’ Retirement System (“CalPERS”), the Legislators Retirement System (“LRS”) or the Judges Retirement System (“JRS”).

CalPERM Home Loan Program Benefits:

  • $475 Appraisal Credit* (Borrower will pay for appraisal and review fees upfront and refunded at close of escrow.)
  • FREE Credit Report*
  • Up to 3% in Down Payment Assistance**
  • Up to $3500 in Discounts on Moving Trucks, Appliances, and Home Repair Costs

CalPERM Program Restrictions***:

  • Primary residence only
  • Purchases, limited cash-out and cash-out refinances
  • No income limitations, with the exception of CHDAP down payment assistance program, which has income eligibility limits
  • May not be combined with FHA 203(k), Streamline(k), ACCESS, Platinum, manufactured homes, or co-ops

To take advantage of the CalPERM Home Loan Program and for further details, contact our inside sales team today or call us at 866-787-0300.

*Restrictions apply. Offers subject to borrower closing loan with VITEK Mortgage Group and being a current CalPERS, CalLRS, or CalJRS member. Appraisal credit has no cash value and will be credited at time of close of escrow. Only one appraisal credit may be applied per loan transaction for the actual cost of the appraisal and fees, and credit value will not exceed the amount of $475. **Available on certain loan products only and income restrictions apply. ***Program guideline information may change without notice. Please contact us for the latest program guidelines.