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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

HARP

HARP 2.0 (Home Affordable Refinance Program)

Make Refinancing Your Home Loan Easy! Refinance your existing mortgage into a lower interest rate and/or more stable mortgage product!


HARP 2.0 (Home Affordable Refinance Program) was unrolled November 15th, 2011. The revamped HARP refinance program provides more homeowners, who may not otherwise qualify for refinancing because of declining home values, the ability to refinance into a lower interest rate and/or more stable mortgage product. If your mortgage is owned by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of the new HARP refinance program.

It is important to note that just because you make your monthly mortgage payment to a loan servicer like Chase, Bank of America, GMAC, Wells Fargo, etc., doesn't mean your home loan is not owned by Fannie Mae or Freddie Mac. You can determine if your home loan is owned by either Freddie Mac or Fannie Mae by checking your property address on the following websites:

HARP home loan guidelines:
  • Available on loans owned by Fannie Mae or Freddie Mac prior to June 1, 2009 (Contact us to determine eligibility)
  • Possibly refinance your existing loan up to 105% of the value of your home (select services only)*
  • Loans previously refinanced under HARP not eligible

*Restrictions apply. Contact us for details. Program guideline information may change without notice. Please contact us for the latest program guidelines.