Contact VITEK

Contact us for any questions you might have! We are here for you!

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Speak with a mortgage loan originator

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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Lender Paid Mortgage Insurance (LPMI)

Lender Paid Mortgage Insurance (LPMI)

Avoid paying monthly mortgage insurance with Lender Paid MI.*


If you plan to put less than 20% down payment on your home, you could be required to pay monthly mortgage insurance. With Lender Paid MI, you can choose to have VITEK pay a lump sum up front, offset by a slightly higher interest rate, to cover your mortgage insurance and avoid paying the monthly mortgage insurance premium.

Program Availability:

  • Conventional loan with fixed interest rate
  • Maximum loan-to-value of 97%*
  • Conforming and high-balance loans
  • Owner occupied or second homes
  • Owner occupied purchase or rate and term refinances
  • Minimum 680 FICO credit score on conforming loans with less than 95% loan-to-value (720 minimum FICO for loans greater than 95% up to 97% loan-to-value)

*Restrictions apply. Contact us for details. Program guideline information may change without notice. Please contact us for the latest program guidelines.