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Contact us for any questions you might have! We are here for you!

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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

GSFA Platinum® Down Payment Assistance Program

GSFA Platinum® Down Payment and Closing Cost Assistance

Offers up to 5% as a second loan to help finance the down payment and closing costs on the purchase of a home.

The GSFA Platinum® is a down payment assistance program to help low-to-moderate income individuals and families purchase a home. Best of all, it does not require repayment as long as the home is not sold or refinanced in the first three years!

GSFA Platinum®:

  • Program can be used for down payment and/or closing costs
  • Is a second loan that does not require repayment as long as you keep the first loan in place for at least three years
  • Maximum assistance:
    • Conventional - Up to 5%
    • FHA - Up to 4%1
    • VA - Up to 4%
    • USDA - Up to 3%
  • Can be combined with a Mortgage Credit Certificate (MCC)
  • Owner-occupied residences only
  • Maximum loan amount is the lesser of $453,100 (not including MIP) or maximum loan amounts permitted by HUD
  • Borrower's qualifying income cannot exceed the program's income limits for the county in which the property is located
  • Eligible for single family residences, PUDS, and agency approved condos2
  • Not eligible with the FHA Limited 203(k) and Standard 203(k) renovation loan programs

Program made available through Golden State Finance Authority. 1Maximum gift amount dependent on borrower’s FICO credit score. 2Restrictions apply. Contact us for details. Program guideline information may change without notice. Please contact us for the latest program guidelines.