Contact VITEK

Contact us for any questions you might have! We are here for you!

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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Loan Calculators

Should I Refinance?

Estimate the benefits of refinancing using this calculator.

Please note, the calculations assume you will keep the loan long term. If this is not the case, consider how long it will take to recapture the initial costs of refinancing with the savings benefit of the proposed lower payment refinance. Less than three years to recapture the refinance costs through payment savings is generally a good rule of thumb to refinance.


Input Information
  Current Loan New Loan
Amount (Original/Beginning Loan) : ($)
Interest Rate : (%) (%)
Length : (Yrs) (Yrs)
Months Paid : (Mts)
Years Before Sell : (Yrs)
New Loan Fees and Points
Points :   (%)
Origination Fees :   (%)
One-time Closing Costs (Do not include tax, ins, and prepaid interest.) :   ($)
Your Income Tax Rate
Federal Tax Rate : (%)
State Tax Rate : (%)