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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Delivering Solutions with Simplicity and Certainty

Joyce Joy

Mortgage Loan Originator


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Biography

Your Best Interest at Heart

My professional experience has provided me a wealth of knowledge to help you navigate through the, now constantly changing and evolving, home loan maze.  While walking you through the loan process, I will openly communicate with you reliable information and sound advice, in a timely manner.  And in order to establish the best way to meet your financial goals and objectives I will also take the necessary time to listen to your needs.

Possessing both Bachelor and Graduate Degrees in Math and Sciences, I am a strong advocate for continuing education.  This advocacy and a passion to give to the community, has led me to be an active volunteer in leadership positions for many local non-profit organizations, for over fifteen years.  I am currently the President of El Dorado County Ag in the Classroom (see link below) and Scorekeeper for the high school ski and snowboard races – a division encompassing seven high school teams.

Besides my profession and volunteering, I fulfill my life with my family.  Born and raised in Sacramento, I now live in El Dorado County with my husband of 26 years, Mike.  This is where Mike grew up and we feel fortunate our two children are benefitting from living in this same wonderful community.  We enjoy traveling and participating in outdoor activities such as hiking, backpacking, and skiing.  Other interests of mine include fiber arts, entertaining, and cooking International cuisines - which I enjoy eating as well!

I build my relationships on trust, assisting throughout the whole loan process and continuing to be available even after the loan closes. I truly believe the highest compliment I can receive, is your recommendation of my services to your family and friends, knowing they will receive the same great service and care.

For information on Ag in the Classroom, go to:  www.agintheclass-edc.org

Contact Me

Branch Location: Placerville Branch
Phone Number: (530) 621-0222 x 3554
Fax Number: (530) 621-1278
Email: jjoy@teamvitek.com
Licensed - NMLS # 255528

Get Your Keys! - Apply Now!