Contact VITEK

Contact us for any questions you might have! We are here for you!

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Speak with a mortgage loan originator

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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Are you ready to start your home loan? Judy Hayes is here to assist you.

Delivering Solutions with Simplicity and Certainty

Judy Hayes

Mortgage Loan Originator

Languages Spoken: English

Contact Me

Office: (530) 621-0222 x 3547
Cell: (530) 391-7551 (Text me!)
Fax: (530) 621-9866
Licensed - NMLS # 249218
Location: Placerville, CA Branch

Social Networks
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Experience You Can Trust

With my more than twenty-four years experience as a mortgage loan originator and loan processor, I can provide you the results you seek.  My experience allows me to ask you the right questions and then carefully listen before outlining the best strategies to meet your financial goals. 

In addition to my lending experience, I am also a Certified Credit Counselor.  If your dream is to own a home, but your credit is less than perfect, allow me to utilize my experience to help you work out a financial plan to make your homeownership dreams possible.

Whether you are a first-time homebuyer or real estate investor, I will empower you with the information you need to make educated decisions.  Working with me, you can expect weekly updates on the progress of your loan along with real-time status e-mails notifying you of important milestones reached on your transaction.

When I am not helping homebuyers secure the right home loan, you will find me enjoying time with my husband and our two children. With every loan I touch, my ultimate goal is to always exceed my clients’ expectations. The greatest compliment I could receive is your genuine recommendation of my services to your family and friends.

Purchase or Refinance - Apply Now!

Yelp Reviews About VITEK

"From the beginning to the end of our home buying experience, Judy Hayes in the Placerville office was phenomenal to work with. Fast communication, accurate documentation and extremely knowledgeable about differing products and offerings that were available to us. Even though we were on opposite sides of the country, Judy made everything extremely easy. Thank you!"

-Jon and Jess


"I have had the privilege of working with Judy Hayes on more than one occasion. Ironic that she works at Vitek as she possesses all the qualities they stand for, and then some! Value-Integrity-Teamwork-Excellence-Knowledge. I can always count on Judy to get the job done and on time too."

- Janet Tempel