Contact VITEK

Contact us for any questions you might have! We are here for you!

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Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!

Delivering Solutions with Simplicity and Certainty

Steve Cockerell

Branch Manager

Languages Spoken: English

Contact Me

Location: Placerville Branch
Phone: (530) 621-0222 x 3546
Fax: (530) 621-9866
Licensed - NMLS # 254466

Secure Online Loan Application

Complete my secure online loan application & I will contact you!


Your trust is my greatest asset, and I will offer you my experience, integrity, and knowledge to earn it.  When you choose me as your lender, you will receive my more than twenty-seven years of lending experience in El Dorado County.  My extensive real estate background has allowed me to help countless clients, in a variety of real estate markets, to obtain the right home loan for their needs.

Before joining VITEK in 2010, I was the owner of Western Foothill Mortgage, a local lender in Placerville for over twenty years.  VITEK’s unique blend of core principles:  Value, Integrity, Teamwork, Excellence, and Knowledge are the cornerstones of my personal work ethic and practices.  With this combination, you can be assured of receiving superior service and personal care.  The numerous top producer awards I have received throughout my decades in the business show my commitment to my client’s satisfaction.  I am dedicated to helping you achieve your financing goals and exceeding your expectations.

In addition, I have a Bachelor’s degree from San Diego State University in Finance with a concentration in real estate.  I have been happily married to my wife, Cindy, for 25 years and we have three children and six grandchildren; all who help provide balance and fulfillment to my life.  I have been a resident of El Dorado County since 1975 and believe in staying active throughout our community.  When I am not securing my clients their home loans, you will probably find me in Maui, as my wife and I travel there often!  Locally, I am known as “Maui Man” for my love of the Hawaiian island.  In my leisure I also enjoy golfing, hiking, backpacking and spending quality time with my family.  I look forward to serving your lending needs.

Get Your Keys! - Apply Now!